Mr. Xia specializes in fintech, banking and finance, personal financial information protection, financial services, and regulatory matters. In the area of fintech, Mr. Xia advises fintech companies on developing financial products in relation to consumer finance, asset management, drafting legal documents, and applying for financial licenses. He has participated in numerous fintech company equity and asset merger and acquisition deals and initial public offerings. In the area of banking and finance, Mr. Xia advises commercial banks, trust companies, and other financial institutions on product compliance analysis and drafting standardized agreements as well as applying for financial licenses. In the area of personal financial information protection, Mr. Xia advises fintech companies and financial institutions on related compliance issues and implementing personal information protection impact assessments and optimization.